Welcome to your monthly property update!

Do I need a financial adviser?

A financial adviser will sit down with you and take a look at your personal circumstances and your financial plans. With this information, they can make recommendations that best suit your needs.

Click here to read Do I need a financial adviser?.

How do instant online valuations work?

If you’re considering selling your home, knowing it’s true value is crucial. A valuation allows you to accurately estimate how much you could receive for your home, helping you to set a competitive and realistic asking price.

Click here to read How do instant online valuations work?.

What is a periodic tenancy?

Periodic tenancy agreements run from month-to-month or sometimes week-to-week, depending on when the rent is paid. For example, if rent is paid monthly, then the tenants are on a monthly periodic agreement.

Click here to read What is a periodic tenancy?.

Christmas Choral Concert with Audience Carols, 8th December in Muswell Hill

Join us for a magical concert of festive cheer and join in with your favourite traditional carols.

Click here to read Christmas Choral Concert with Audience Carols, 8th December in Muswell Hill.

London Coffee Festival | 15 - 18 May 2025

The UK's largest coffee and artisan food event kicks off with live music, gourmet coffee, demonstrations from renowned baristas, and educational sessions through the 15th.

Click here to read London Coffee Festival | 15 - 18 May 2025.

The Scottish property market is set for success in 2025

With the average number of days to sell at just 36* the Scottish property market outperformed the rest of the UK as last year drew to a close. As we step further into 2025, the Scottish property market is showing strong signs of growth, resilience, and opportunity. Despite global economic uncertainties and shifting property trends, Scotland's housing sector remains robust and poised for success. Both buyers and sellers are set to benefit from a dynamic market shaped by innovation, sustainability, and strategic investments.

A resilient market outlook

Scotland's property market has demonstrated resilience in recent years, overcoming challenges posed by economic fluctuations and global events. In 2025, experts predict continued stability and moderate price growth across key regions, driven by strong demand and limited housing supply.

Increased demand for sustainable homes

Sustainability continues to be a driving force in the property market. Buyers are increasingly prioritising energy-efficient homes, eco-friendly designs, and renewable energy systems. Developers and sellers who embrace these trends are expected to see increased interest and faster sales.

Investment hotspots on the rise

Cities such as Edinburgh, Glasgow, and Aberdeen remain popular investment destinations, but emerging areas like Dundee and Inverness are also attracting attention. Improved infrastructure, job opportunities, and lifestyle offerings are drawing both domestic and international investors to these regions.

The impact of government initiatives

Scottish government policies, including incentives for first-time buyers and investments in affordable housing, are set to play a key role in market success. Schemes designed to make homeownership more accessible will continue to stimulate demand.

Rural and suburban appeal grows

The pandemic-driven shift towards remote work has increased interest in rural and suburban properties. Scenic locations, larger homes, and improved digital connectivity are encouraging buyers to explore options beyond urban centres.

Technology transforming property transactions

Digital tools are streamlining the buying and selling process. From virtual property viewings to blockchain-based transactions, technology is making property deals faster, more transparent, and more secure.

Rental market remains strong

Scotland's rental market continues to thrive, driven by growing demand from young professionals, students, and temporary workers. Buy-to-let investors are seeing steady returns, particularly in major cities and university towns.

Opportunities for property developers

The ongoing demand for new homes presents significant opportunities for property developers. Strategic land acquisition and thoughtful urban planning will be key factors in meeting the needs of Scotland's growing population.

A balanced market for buyers and sellers

Experts predict a balanced market in 2025, with opportunities for both buyers seeking value and sellers aiming to maximise returns. While competition remains strong in high-demand areas, reasonable pricing strategies will help maintain market equilibrium.

Final thoughts

The Scottish property market is entering 2025 with optimism and momentum. With a focus on sustainability, technology, and strategic investment, the sector is well-positioned for success. Whether you're a buyer, seller or investor, Scotland offers a wealth of opportunities in the year ahead.

Looking to navigate Scotland's thriving property market? Contact us today for expert advice and guidance

Tips on making the most of an improved moving market in 2025

As 2025 begins, the UK property market is showing encouraging signs of growth. With house prices on the rise and significant changes to Stamp Duty on the horizon, both buyers and sellers have a unique opportunity to make great moves. Whether you're looking to secure your dream home or a seller preparing to capitalise on market momentum, understanding the key trends and preparing effectively is essential. In this article, we’ll explore practical tips to help you navigate the improved moving market and make the most of the opportunities ahead.

A promising start to 2025

The UK housing market has kicked off 2025 with promising momentum, as new data reveals a steady rise in property prices. House prices increased by 4.7%* year-on-year in December, marking a strong end to 2024 and setting an optimistic tone for the year ahead. Stamp Duty changes from 1st April 2025 for first-time buyers will drop from £425,000 to £300,000.** Additionally, Stamp Duty will rise by 2% from 0% on properties from the portion priced between £125,001 and £250,000.** This is encouraging people to move now.

Capitalising on market momentum

With property prices rising and the Stamp Duty deadline looming, both buyers and sellers should act decisively to make the most of the current conditions. Buyers can benefit from locking in favourable mortgage rates and securing properties before the tax increase. Sellers, on the other hand, can take advantage of increased demand driven by buyers eager to save on taxes. Strategic planning and swift action are key to navigating the evolving market landscape.

Preparing your home for sale

For sellers, presenting your home in the best possible light is crucial to attract potential buyers in a competitive market. Start by decluttering spaces, making essential repairs, and enhancing kerb appeal. A fresh coat of paint, well-maintained gardens, and clean interiors can make a significant difference in how your property is perceived. Professional staging and high-quality photos also play a key role in making your home stand out in online listings and viewings.

Financial preparation is essential

Whether you're buying your first home or looking to invest in property, having your finances in order is crucial. Start by consulting mortgage advisors, getting pre-approval for financing, and understanding your budget limitations. Staying informed about local market trends and acting early can help you avoid unnecessary delays and additional costs. Proactive financial planning ensures you're well-positioned to capitalise on the current market momentum.

Looking ahead in 2025

The UK property market is set for an eventful year, with rising house prices and significant tax changes on the horizon. Both buyers and sellers have a unique window of opportunity to act before the Stamp Duty changes take effect. By staying informed, planning strategically, and acting promptly, individuals can maximise their advantages in this evolving market. With careful preparation and timely decisions, 2025 offers exciting prospects for those ready to make their move.

Book a professional valuation today to understand your property's market potential

Nationwide*

GOV.UK**

The growing trend of co-living spaces

Co-living is a growing trend in modern urban living, where individuals share living spaces while maintaining their own private rooms. Designed for a collaborative and community-driven lifestyle, co-living spaces offer young professionals an affordable, flexible, and social alternative to traditional renting. With fully furnished spaces and shared amenities like kitchens, lounges, and workspaces, co-living appeals to those seeking convenience, connection, and cost savings.

Why co-living is gaining popularity

Affordability in urban areas
As property prices continue to rise, especially in major cities, co-living offers a more affordable way for young professionals to live in desirable locations. By sharing rent and utility costs, tenants can access well-located properties without the financial strain that comes with renting a whole apartment or house.

Social connection and community
Co-living spaces are designed to foster a sense of community, with shared common areas and regular social events. For many, this setup combats the isolation that can come with traditional living arrangements. Young professionals, in particular, value the opportunity to connect with like-minded individuals, both socially and professionally, in a supportive environment.

Flexibility and convenience
Co-living offers flexibility with short-term leases, ideal for those who are not ready to commit to long-term contracts or those moving to a new city for work or study. Additionally, many co-living spaces offer fully serviced accommodation, meaning utilities, cleaning, and even some food services are included. This hassle-free experience makes it easy for tenants to move in and start living right away.

Appeal to young professionals
Young professionals are drawn to co-living for several reasons. The flexibility of the arrangements suits their transient lifestyle, while the affordability makes it a practical choice in cities where rent can be prohibitively expensive. Furthermore, the communal aspect fosters an environment where networking, collaboration, and socializing are encouraged — appealing to those looking to make both personal and professional connections.

The advantages of co-living

Cost savings
Sharing the costs of rent and utilities is one of the most attractive aspects of co-living. Young professionals can live in prime city locations for a fraction of the price of traditional rentals.

Built-in social life
From shared kitchens to communal lounges, co-living spaces offer the opportunity to meet new people and make friends, which is particularly appealing to individuals who are new to a city or starting a career.

Access to amenities
Many co-living spaces offer high-end amenities, such as gyms, co-working spaces, and event programming, which would typically be expensive or inaccessible in a private rental. This makes it an appealing choice for those who want more than just a place to sleep but also a vibrant lifestyle.

Challenges of co-living
While co-living has its benefits, it may not be for everyone. Some people prefer more privacy and independence, and living in close quarters with strangers can be challenging. The balance between personal space and communal living is something to consider when deciding if co-living is right for you.

Space to breathe: Why floor plans matter more than ever

In today’s property market, homebuyers and renters are becoming more discerning about what makes a space feel right. While square footage remains important, the layout of a home is now a key factor in decision-making. People are looking for more than just a space to live - they want a home that offers flexibility, flow, and functional zoning. With changing lifestyles, including hybrid working and more time spent at home, the demand for well-designed floor plans has never been higher.

Flexibility and flow
One of the biggest trends in property design is flexibility. As hybrid working becomes the norm, many buyers and renters are searching for homes that can easily adapt to multiple functions. Open-plan designs continue to be popular, but they’re evolving. Today’s open-plan spaces need to be more than just large and airy; they should also allow for different areas within one room. For instance, a kitchen-living area that can comfortably accommodate a home office or a quiet reading nook makes a home more functional.

These flexible layouts are essential for making the most out of the space you have, and they cater to the growing need for multi-purpose rooms. A well-designed flow between spaces ensures the home doesn’t feel cluttered or disconnected, even if different zones are used for various activities.

Zoning for privacy
As more people work and study from home, privacy has become more important than ever. With shared spaces or multiple residents, having rooms that offer privacy or quiet is essential. A layout that creates natural boundaries between living areas, sleeping quarters, and workspaces helps reduce distractions and maintains a sense of personal space.

For example, a floor plan that places bedrooms away from high-traffic areas such as the kitchen or living room is appealing to those who need a quieter environment. Spaces that are easy to separate or close off, such as sliding doors or partitions, provide the option for more privacy, when necessary, without compromising the flow of the home.

Room to grow
A well-thought-out floor plan should also allow for potential for growing families. This is especially relevant for buyers looking for long-term homes. A flexible layout can easily adapt to changing needs, whether that means converting a spare room into a nursery, adding a home office, or creating additional storage.

Homes with options for future upgrades are more in demand. Buyers and renters are looking for spaces that are versatile, offering more than just what’s needed today but also the flexibility to evolve with their needs in the future.

The right balance between open and private spaces
While open-plan designs remain a favourite for many, the desire for privacy is also growing. Properties that balance open, communal spaces with private areas for rest and work are particularly appealing. A layout that allows for easy flow between rooms but still offers separate spaces for different activities is increasingly in demand.

Understanding the new council tax changes for second-home owners

From April 2025, second-home owners in England could face a council tax hike — up to double the current rate. Local councils will be able to charge a 100% premium on properties not used as a main residence. The goal? To bring more homes back into full-time use and support housing availability for local communities.

Who it affects
This shift impacts over 500,000 second-home owners across England. Whether your second property is a coastal cottage or a city flat, if it’s not your main home, your annual bill could rise sharply.

What you can do
It’s time to reassess. Could letting your second home offset the cost? Or is it time to sell or restructure your portfolio? These are the questions smart property owners are already asking. With holiday lets and buy-to-let options still viable, there are routes to stay ahead of the changes.

Why it could be an opportunity
More second homes on the market could ease pressure for primary buyers, especially in popular hotspots. If you’re thinking of selling or investing, local market shifts may open the door to new possibilities.

Get in touch to review your options

Renting reimagined: What ‘Lifestyle Rentals’ are offering beyond the basics

The rental market is evolving, and renters are now looking for more than just a roof over their heads. The concept of "lifestyle rentals" has become a significant trend, offering properties that go far beyond the basic essentials. These modern homes are designed to cater to the evolving needs of renters who want convenience, community, and wellness—features traditionally associated with luxury living. With amenities such as concierge services, social spaces, and wellness features, lifestyle rentals are transforming how we think about renting.

What are lifestyle rentals?
Lifestyle rentals refer to properties that offer more than just functional living space. These homes come with added amenities that enhance the living experience, creating a sense of convenience and well-being for tenants. Beyond just bedrooms and living rooms, lifestyle rentals often include on-site fitness centres, co-working spaces, social lounges, wellness amenities, and sometimes even concierge services, creating a living environment that feels like an experience rather than just a place to stay.

Key features of lifestyle rentals

Concierge services
One of the most appealing features of lifestyle rentals is concierge services. From helping residents with packages and deliveries to booking services like cleaners or making dinner reservations, these services offer a higher level of convenience. For busy professionals or tenants who appreciate luxury, concierge services can make everyday life easier, adding a premium feel to the rental experience.

Wellness amenities
Wellness is a growing priority, and lifestyle rentals are increasingly offering amenities designed to support physical and mental well-being. On-site gyms, yoga studios, spas, and even outdoor areas for relaxation provide tenants with the tools to stay healthy without leaving their building. These properties are designed to enhance lifestyle, helping renters maintain a balanced life without the hassle of finding external gyms or wellness facilities.

Social spaces and community
Another defining feature of lifestyle rentals is the focus on fostering a sense of community. Many properties now include social spaces like communal lounges, rooftop gardens, co-working areas, and even cafés. These spaces encourage interaction between tenants, helping to build a sense of belonging and social engagement. Especially for younger renters or digital nomads, these areas provide a perfect balance of work, relaxation, and community interaction, making the living experience more enjoyable.

Smart technology
Technology plays a significant role in lifestyle rentals. Smart home devices, such as keyless entry, smart thermostats, and integrated lighting, offer convenience and energy efficiency. These tech-forward homes are designed to streamline day-to-day tasks, giving renters greater control over their living space. Such features not only improve comfort but also enhance the overall quality of life by making things more efficient and intuitive.

Why lifestyle rentals matter
Lifestyle rentals are gaining popularity because they align with the evolving priorities of today’s renters. More than just a place to live, tenants are now seeking spaces that enhance their lifestyle. With wellness and convenience becoming increasingly important, lifestyle rentals offer amenities that help renters live better, work smarter, and feel connected. For landlords and property developers, offering these premium amenities can attract high-quality tenants who are willing to pay more for a living experience that complements their lifestyle.

Lifestyle rentals are changing the face of renting in the UK, offering added amenities that cater to modern needs. With features such as concierge services, wellness options, and smart home technology, these properties offer much more than the basics. As renters grow more discerning about the spaces they live in, lifestyle rentals provide a premium living experience that meets their evolving expectations and lifestyle choices.